No account. No name. Deleted in 7 days.

You already know
where the money goes.
Let’s look at it together.

12 minutes. 17 questions. A plan that tells you the truth — about your debts, your cushion, and what happens if something goes wrong next month.

What is LeThePlan

A personal financial planner — for people who don’t have and probably never will have a personal financial advisor. You answer questions, get an honest read of your situation, and a concrete plan. Anonymous, no registration, no data stored.

Not a budgeting app. Not an investment tool. Not a finance course. A mirror — that shows you where you stand and what to do next.

Anonymous by architecture

No account means nothing to hack. Data deletes automatically after 7 days.

Not features — honesty

We don’t track your transactions. We ask the right questions and give straight answers.

A plan, not a report

Not a PDF with charts. A live plan: what’s urgent, what matters, what to do first.

No logins. Nothing stored on a server. Just you and the numbers.
“Good salary, still can’t save”
“Afraid to open my banking app”
“Debts keep growing, no idea how”
“Save for a while, slip up, repeat”
Take the quiz — free →See pricingOr just read for a while
12 minto a full picture
$0to start reading
0accounts created
7 daysthen it’s gone

Real results

What people found
when they looked.

Names changed. Situations are real.

«I thought everything was fine. Decent income, no big debt. Turned out I had 11 days of cushion. Eleven.»

Built a 3-month cushion in 8 months

Software engineer, 31 · used Plan

«I was paying $340/month in subscriptions I’d forgotten about. Not big ones — just small things stacking up invisibly.»

Freed up $340/mo within the first week

Teacher, 28 · used Snapshot

«The stress test showed I’d have serious trouble within 60 days of losing my job. I hadn’t thought about that at all. It was uncomfortable to read.»

Built a 90-day plan, started an emergency fund

Freelancer, 35 · used Plan

«My money script was Avoider. I kept deferring every financial decision because looking at the numbers felt like admitting failure. The quiz named it — and somehow that made it easier to start.»

Opened a savings account for the first time at 33

Designer, 33 · uses Dashboard

«Two kids, one income for 8 months. I used the re-plan trigger when my wife went on parental leave. The plan updated — numbers got tighter but visible. That helped more than I expected.»

Got through parental leave without going into debt

Operations manager, 37 · uses Dashboard

Recognised yourself in one of these stories?

Take the quiz — free →

No registration · 3 minutes · instant result

Share your result

Your score.
Your story.

After the quiz, you get a shareable card — a snapshot of your financial health. One tap to share. No names, no sensitive numbers.

  1. 1Complete the quiz — 3 to 12 minutes
  2. 2See your financial health score and what it means
  3. 3Get a card — post it, send it, or keep it private
  4. 4The link works for 30 days, then it’s gone

LeThePlan · Financial Score

74

out of 100 · Stable with gaps

Savings rate
Emergency cushion
Debt load

letheplan.app · anonymous

What your card looks like.
No name, no account — just the numbers.

How we think

What LeThePlan
actually believes.

Not a mission statement. Five things that shaped every decision we made.

01

Savings rate matters more than income.

A 30% saver on $60K outpaces a 10% saver on $120K — within 12 years. We ran the numbers. The gap is uncomfortable for almost everyone.

The industry doesn’t tell you this because it doesn’t sell well.

02

Budgets fail — and it’s not about money.

It’s about shame. “I’ll spend less” doesn’t work when the reason you overspend is anxiety, not ignorance.

We measure flows and tell the truth instead.

03

Your money script is real — and it’s running the show.

Avoider, Worshiper, Status, Vigilant. Four patterns explain most of how adults handle money. Knowing yours changes what felt impossible.

Most people don’t know theirs.

04

Insurance protects everything else.

Most people skip it until it’s too late. A plan without an insurance audit isn’t a plan — it’s a forecast with a hole in it.

We build it in from the start.

05

Privacy is architecture, not a promise.

We can’t sell your data — we don’t have any. Your plan lives under an anonymous key and deletes itself after 7 days. No logins, no email, nothing that can be breached, subpoenaed, or sold.

The safest data is data that doesn’t exist.

Pricing

Start with one step.
Stop the leak.

No registration. No name. Anonymous by default — data deleted in 7 days.

1
Snapshot · $0.99First look — 3 minutes
2
Dashboard · $14.99/moLive progress tracking
3
AI Advisor · $39.98/moAn advisor who knows you
Step 1 — try it first

Your first honest look at your money

7 questions — 3 minutes — a result you won’t want to close.

Where the money goesHow many months of cushion you haveYour financial health scoreShareable link — 30 days
$0.99
$1.99
one-time
Try for $0.99 →
or go straight to the full product
Main product

Dashboard

Live tracking

Every month you see clearly: are you moving toward your goal — or drifting back again.

$14.99$29.99

per month · cancel anytime

  • Full plan: 17 questions, 22 indicators, stress tests and roadmap
  • See in real time: moving toward your goal or falling behind
  • Every month — what you planned vs what actually happened
  • New job, new baby — the plan updates with your life
  • Every quarter: an honest review — what worked, what didn’t
  • Private shareable link — for your partner or advisor
Start tracking progress →

Plan

One-time deep dive

Not ready for a subscription — get the full plan once. Take it with you.

$9.98$19.98

one-time · no subscription

  • 17 questions — including what you want from life
  • 22 indicators: debt load, liquidity, savings rate
  • What happens if you lose your job — plan for 30, 90 and 365 days
  • Where you’ll be in 10 years if nothing changes
  • Insurance gaps — and what happens if something goes wrong
  • Shareable link — save it or show someone you trust
Get the plan, no subscription →

AI Advisor — Step 3

Your money, on autopilot.

A personal advisor in chat who knows your situation. No need to explain from scratch — it remembers everything.

  • Everything in Dashboard — plan, tracking, quarterly reviews
  • Chat advisor — answers about your money, not generic advice
  • Ask anytime: before a big purchase, after a rough month
  • Understands why you spend the way you do — advises accordingly
  • Your data is never sold. The advisor works only for you.
$39.98$79.98

per month · cancel anytime

Get AI Advisor →

No account. No name.
Data deleted in 7 days.